Comprehensive Mortgage Solutions
Everything you need to deliver exceptional mortgage experiences to your customers, backed by our expertise and support.
Third Party Origination Services
Platform Access
State-of-the-art origination platform with streamlined workflows and real-time tracking.
Underwriting Support
Expert underwriting team providing quick decisions and comprehensive loan analysis.
Dedicated Support
Support from experienced mortgage professionals committed to your success.
Training Programs
Comprehensive training and certification programs for your lending team.
Marketing Support
Co-branded marketing materials and campaigns to promote your mortgage services.
Compliance Assistance
Stay compliant with ever-changing regulations with our expert compliance team.
Products
Conventional Conforming FNMA and FHLMC
- Fixed and ARMs
- Home Ready, Home Possible and Home Possible Advantage
- Manufactured Housing
FHA
- 500 minimum FICO – call for details
- 1–4 units
- Approved condos
- Manufactured Housing
- Manual underwriting acceptable
VA
- 500 minimum FICO-call for details
- Jumbo loan balances allowed
- Manufactured Housing
- Manual underwriting acceptable
Rural Housing/USDA
- 580 minimum FICO
- Manual underwriting acceptable
- Manufactured Housing
Texas Veterans Land Board (VLB)
- 620 minimum FICO
- Can be used on VA, FHA, or Conventional loans
- Borrower-paid compensation only
Texas A-6 (Texas Cash out)
- No overlays
How TPO Works
Partner Onboarding
Quick and seamless integration with your existing systems and processes.
Loan Origination
Your customers apply through your institution with our platform support.
Processing & Closing
We handle underwriting, processing, and closing while you maintain the customer relationship.
Preferred Partner Programs
Starting your own division= Millions in startup costs, heavy compliance burden, ongoing fixed expenses, and massive credit & repurchase risk.
Eustis Partners= No cost, no risk, just revenue from mortgages while Eustis handles everything else.
We handle the heavy lifting while you stay the face of the relationship
Partnership Model
Tailored solutions for banks looking to expand or enhance their mortgage lending capabilities.
White-label mortgage solutions
Co-branded customer experience
Dedicated account management
Revenue sharing opportunities
Credit Union Solutions
Specialized programs designed for credit unions to better serve their members.
Member-focused mortgage products
Competitive pricing structures
Seamless integration with existing systems
Member education resources
Custom Partnership
Flexible partnership options designed around your unique needs and goals.
Customizable product offerings
Scalable solutions
Technology integration support
Ongoing strategic consultation
Build a Mortgage Division vs Partner with Eustis Mortgage Alliance
- Secure Fannie Mae, Freddie Mac, Ginnie Mae approvals
- Meet state-by-state licensing & bonding requirements
- Annual GSE & state mortgage audits
- No additional approvals needed
- Eustis handles all GSE & state approvals
- Partner lenders only register in NMLS
- Maintain high net worth & warehouse capacity
- Compliance requirements for TRID, HMDA, ECOA
- Bank bears all credit & repurchase risk
- No high net worth or warehouse needs
- Bank participates in TRID, HMDA & ECOA compliance requirements
- Eustis assumes all credit, compliance & repurchase risk
- Purchase & implement POS, LOS, pricing engine, CRM, compliance software
- Cybersecurity & IT integrations
- Eustis provides POS, LOS, pricing & co-branded CRM
- No tech cost or integration burden
- Hire compliance officer, underwriters, processors, closers, QC, secondary marketing
- Ongoing CE, training, renewals
- High fixed payroll overhead
- No additional staff needed
- Eustis handles processing, underwriting, compliance, QC, funding
- Partner focuses on relationship & business, Eustis makes originating easy
- Startup: $2M–$10M
- Ongoing: $1M–$5M annually
- High cost regardless of volume
- No startup cost
- No ongoing compliance or licensing expenses
- Variable: only as bank receives income on a per closed loan basis
- High risk (compliance violations, buybacks, defaults, regulatory catastrophic)
- Zero risk—Eustis assumes all credit, compliance & repurchase obligations
Ready to Explore Partnership Options?
Our team will work with you to design a partnership program that aligns with your institution’s goals and your customers’ needs.
Close in Your Name. Leverage Our Infrastructure. Expand with Confidence.
The Eustis Mortgage Alliance Mini-Correspondent Channel empowers approved mortgage professionals, banks, credit unions, and financial institutions to originate and close loans in their own name—while relying on a partnership with Eustis Mortgage Alliance for underwriting support and post-close loan purchase.
Built for Institutions Ready to Take the Next Step
The Eustis Mortgage Alliance Mini-Correspondent Channel is designed for qualified mortgage brokers, banks, credit unions and financial institutions seeking greater control over the loan process without the operational burden of maintaining in-house underwriting staff.
Through this program, approved partners may originate and close residential mortgage loans in their own name while utilizing Eustis Mortgage Alliance as the underwriter and post-close investor. The Eustis Mortgage Alliance purchases eligible loans after closing, subject to program guidelines, credit approval, and applicable regulatory requirements.
How the Mini-Correspondent Model Works
The Mini-Correspondent Division bridges the gap between traditional broker and full correspondent models by offering a streamlined structure focused on operational efficiency and scalability.
- Partners originate and close loans under their own name
- Eustis Mortgage Alliance provides underwriting services
- Loans are reviewed for eligibility and purchased by The Eustis Mortgage Alliance post-close
- All activity is conducted in accordance with established guidelines, investor requirements, and compliance standards
This structure allows partners to maintain their brand presence and the face of their relationships at the closing table while relying on the solid foundation of the Eustis Mortgage Alliance infrastructure to support underwriting and secondary market execution.
Who the Program Is Designed For
The Mini-Correspondent Division is intended for:
- Mortgage brokers seeking to evolve beyond the traditional broker model
- Banks and credit unions with funding capacity but limited underwriting resources
- Financial institutions looking to expand mortgage offerings without building a full correspondent platform
Participation is subject to approval, due diligence, and ongoing performance and compliance review.
A Structured Path Forward
The Mini-Correspondent Division offers an alternative pathway for institutions seeking increased autonomy at closing without assuming the full operational responsibilities of a traditional correspondent platform.
Program availability, terms, and loan eligibility are subject to change and are governed by formal agreements, underwriting guidelines, and applicable laws and regulations.